I have a student loan opened October 2002 that was first reported late January 2004. The loan was broken up into a subsidized and unsubsidized portion, and each of these was eventually reported seperately on my credit report so that it is now shown in 3 different entries. The main one is estimated by Equifax and Transunion to be removed in 2010. The other two entires are scheduled to be removed in 2012, and show Dec 2006 as the first default date. Shouldn't these all be removed at the same time since they were all part of the same loan opened at the same time and then defaulted on at the same time?
