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Department of Education adding random student loan account to credit report

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Rottweilerlvr
Contributor

Department of Education adding random student loan account to credit report

I received a notification from credit karma of a new account and was immediately suspicious, as I haven't applied for anything. I was shocked to see that the department of education had added a student loan account to my credit report and that it recently closed. I had a defaulted Nelnet student loan that Department of Education took over that was $3500 and in 2018. Those accounts are showing up negative but paid in 2020. This is an additional third account that I never took. I have found Dept. of Education difficult to work with. They refuse to report the Nelnet account they took over correctly and now this. Disputing hasn't worked in the past. Anyone else having issues with them? 
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3 REPLIES 3
GZG
Valued Contributor

Re: Department of Education adding random student loan account to credit report

did you pay off the defaulted loan or is it still in default? 

 

have you filed a complaint here asking for accurate reporting? 

 

https://studentaid.gov/feedback-center/ 

 

 

Starting FICO 8:

Current FICO 8:

3/6, 5/12, 14/24

Message 2 of 4
Rottweilerlvr
Contributor

Re: Department of Education adding random student loan account to credit report


@GZG wrote:

did you pay off the defaulted loan or is it still in default? 

 

have you filed a complaint here asking for accurate reporting? 

 

https://studentaid.gov/feedback-center/ 

 

 


I did pay it off. It reports as paid default with department of Education. I haven't used that link. I'll try that. I called and disputed with TransUnion, Experian, and Equifax. 

Message 3 of 4
walls50
New Visitor

Re: Department of Education adding random student loan account to credit report

The same thing happened to me, account was closed and now added back to my report.

Message 4 of 4
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