I have one student loan from 2010 with a 6.8% interest rate, and was wondering if anyone who has/had a loan at that rate or higher that used Discover to consolidate/refinance with? What are the odds they will give the lowest fixed interest rate? My income is about $20k/yr, my credit scores in my sig are current. Owe about $5,400 on my credit cards.
My goal would be the 10 year term fixed interest if I was approved.