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My wife will be applying for an IBR payment repayment plan and I have a couple questions.
1. Is it true that they look at the Adjusted Gross Income on the tax form and not just the total of wages? We have business write offs that keeps our AGI low.
2. The IBR plan wants the spouse to sign, am I now cosigning for her loan?
3. For those spouses that have signed, does this show up as a new loan on your credit report?
You should only be signing that your income is correct and you give permission to pull IRS docs.
Her payment is based on both of your incomes.
GL!
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