I'd like to rehab my student loans and I need to provide my monthly income on the financial statement which the servicer will use to determine my monthly payment amount. Do I list my gross or net income? I'm afraid if they use my gross that my payments will not be affordable. Thank you.
It's been a while since I rehabbed - but I think I used AGI (adjusted gross income). If the amount they assign isn't doable you can talk to them about adjusting the amount and why.
Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
