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From 0 to 60 in 30 Days

New Visitor

From 0 to 60 in 30 Days

This goes back to 2014, but I'm in the home buying process now, and in reviewing my accounts, I noticed that in one month, I went from Current OK status to 60 days past due.


The thing of it was, my student loan was transferred from ACS to UHEAA - and the billing paperwork was behind the transfer, so I was unaware this transfer took place until it was too late.


Does this seem normal to you all?



Message 1 of 2
New Contributor

Re: From 0 to 60 in 30 Days

If I recall that is caused by the 30 day grace period they give you before they report it. So often times when they report 30 day lates a person is actually 60 days late.

EX08 749 EQ08 735 TU08 746 Total Credit Line: $49,100Utilization: 8%Inquiries: EQ2 EX2 TU2
Message 2 of 2