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Anyone know if getting a good will adjustment from Sallie Mae is possible or should I just not try. Also anyone have an idea of who to fax/email/write?
I have a couple of loans from Sallie Mae which i conslidated back in July of 2006, I went 120 late in december of 2006 and have since set up auto pay and not missed a payment since. I'm not sure what kind of impaact this is having on my credit score being 5 years ago? Is it worth trying to get a goodwill adjustment, I think I remember reading somewhere that they don't do goodwill adjustments so hoped someone would know. Current balence $6500 no missed payments since that 120 day.
I have seen GW success with SM on these very forums. It can be done and worth a shot. A 120-day late will ding up to its deletion.