I have like 20 closed student loan accounts on my credit report. They are all closed because I consolidated them into two seperate loans. I kinda wish I hadnt done that cause then I could have paid them off individually but I was young and stupid.
Anyway, I want to get those all removed if possible. Would it kill my score If I had all those accounts removed except for maybe the oldest one? I am trying to get a mortgage and having 20+ (albeit closed) student loans on my credit report doesnt look good.
I also have three personal loans I took out in 2011/2012 Id like to have removed. They are closed and in good standing but old. I feel like my credit report is mostly loans.... Actually it IS mostly loans. Infact almost the whole thing is loans and in the last year, credit cards. I have some baddies that I am working to get fixed and two REALLY stubborn CA that are just nightmares but other than that my credit is cleaning up really nicely. MyFICO showed a 13pt increase from a "Personal Finance Account" removal but it didnt say which one. I want to see more like that and if I can get it by getting these PFA removed I will do it.