I am a bit confused....if I want to GW lates from Dec 2012 do I do that with the US Dept of Educ directly, or is Great Lakes their servicer and I go through them? Also, is it typical for payments to post wrong to different loans? I have one where it reads a $44 payment but that is for the other loan and vice versa...
Any help and contacts pm would be appreciated! Thanks!! This is what is appearing on my credit US Dept of Ed but I go to Great Lakes to monitor....
**Great Lakes opened in 1995. Equifax shows as Open. All show pays/paid as agreed with 0 bal. High bal was $12,931. Consolidated.
Exp says in creditkeeper legend Key derogatory until 4/2013
**Student Loan: opened 6/2006 paid in full 2/2012 when loan consolidated
Exp notes was past due 180 days High bal $5921
**Sun Trust Student Loan: $15723 high bal, paid 3/2012 all showing as paid as agreed, Equifax shows Open
**US Dept of Ed #588275
High bal $5785, current bal is $5680.
TU shows a payment of $44, Exp and Eq payment is $77.
Exp creditkeeper shows 9/12 (90d late) 10/12 (120d) 11/12 (120d) 12/12 (120d)
EQ & TU creditkeeper 10/12 (90d) 11/12 (120d) 12/12 (120d)
**US Dept of Ed
Opened 11/1/2010, high bal $6928, Current bal$6869
Exp shows comment was past due 180 days
Eq shows 9/12 (90d) 10/12 (120d) 11/12 (120d) 12/12 (120d)
**US Dept of Ed
Opened 11/9/2009 high bal$14340 Current bal$14226
Exp comment was 180 days past due
TU and EQ pays as agreed
Exp creditkeeper only shows 9/12 (90d)
All creditkeeper 10/12 (120d) 11/12 (120d) 12/12 (120d)
**US Dept of Ed - #588275
$16266 high bal, $16,183 current bal
TU $77 payment
Exp and Eq $44
Exp note was past due 150(d)
All creditkeeper show 10/12 (120d) 11/12 (120d) 12/12 (120d)
My Equifax report shows Dept of Educ/Sallie Mae for my DL loan serviced by Sallie Mae. Does not your Equifax report shows Dept of Educ/Great Lakes? If you answer is positive, then yes, you should contact Great Lakes regarding your loan.