A bit defeated on that one.
I have some lates from 2014. Oh well.
My private loans have a ton of lates and I'm in rehab on those. After 9 months of on-time payments all of the lates will be removed.
NFCU: $25,000; PenFed Power Cash Rewards: $3,500; PenFed Gold: $2,500; Capital One: $2,300; Nordstrom Visa: $2,000; Credit One: $1,250
Amazon: 800; Kohls: $1,500