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HOW LONG DOES US DEPT OF EDUCATION LOAN REMAIN ON YOUR CREDIT REPORT?

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Anonymous
Not applicable

HOW LONG DOES US DEPT OF EDUCATION LOAN REMAIN ON YOUR CREDIT REPORT?

I HAVE STUDENT LOAN, IT WAS 1 LOAN BUT I SEE 4 DIFFERENT ACCOUNTS WITH DIFFERENT BALANCES? ON MY REPORT FOR 8 YEARS AND IT SAYS CLOSED FEB 4 OF 2017? WILL THIS EVER BE REMOVED??

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2 REPLIES 2
dragontears
Senior Contributor

Re: HOW LONG DOES US DEPT OF EDUCATION LOAN REMAIN ON YOUR CREDIT REPORT?

Typically accounts stay on your reports for 10 years after they are closed, so in your case until 2027.

Is there a reason you are wanting it removed?
Message 2 of 3
scvbd99
Frequent Contributor

Re: HOW LONG DOES US DEPT OF EDUCATION LOAN REMAIN ON YOUR CREDIT REPORT?

the key part is that it's ten years after they're 100% paid off / closed

 

there is no escape until then. 


@dragontears wrote:
Typically accounts stay on your reports for 10 years after they are closed, so in your case until 2027.

Is there a reason you are wanting it removed?

 

 

800+ for all 3 CRAs.

Student loan forgiveness/discharge FINALLY complete.
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