Hello. I have a few questions about what I should do. Here is my situation:
Here are my questions:
Thank you for any help you can provide me.
Did they take your tax return refund check, because that is what it sounds like. If so that is why it is ok, so technically you are out of default, and I recommend making payments to keep it that way. april 2014 +180 days since it was sent to collections
Also I would dispute the loan balance on Equifax as well.
Ohhhh! That makes a lot of sense. Yes, they have been taking my tax return refund checks.
So, what would you say in the dispute letter to Equifax? Im guessing that I should send a DV letter to ISAC first.