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@Anonymous wrote:
I have a question. I defaulted on my federal student loans in 2015 and since then consolidated them. They are in good standing however defaults hurt my scores and overall credit profile. Now if I pay them off will defaults be gone?
No, the negative information will not be automatically deleted; they will still need to wait out the 7 year reporting time frame.
You could try to have them deleted with goodwill letters to the servicer. Most servicers won't entertain them, but some will.
I brought my defaulted loans current with a consolidation and my servicer did delete them, so it is possible (I haven't paid mine off, though I have paid them significantly).