Let me just start this off by saying I love this forum & its been so essential to my rebuilding journey! I just I wish I had the same love for these student loans lol
So I got into the rehab program completed it and loan was trasnferred to original servicer. So they added a new positive TL back dated to 2013 with the full balance so I immediately disputed the old TL's (6) that were on my report 5 of which were removed but there is 1 left it says its a $0 blance but it just so happen to be the only one with late payments and its still reporting all 9 late payments. I disputed it again (currently on 14th day of dispute) but I wanted to know how to get this removed if it comes back as "validated". My credit has been my priorities for months. I literally went from 430's to 650's in 9 months. I just want those lates removed to make it spotless. If you have any suggestions or have been in a similiar situation I would love to hear from you!
Thanks in advance!
I reached out to both my loan servicer and the pretty much told me becuase I didnt catch it before it went to collections that those were valid and cant be updated. I was under the impression that all negative items would be deleted after the rehab program no matter where they were or who had them.