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Late Payment | Sallie Mae | Dispute?

whoisgaryb
New Visitor

Late Payment | Sallie Mae | Dispute?

What's up everyone -- looking for some insight on disputing a late payment on my credit report from Sallie Mae. Apparently I have a late payment on my credit report on 10/2017 -- TU & EX are saying 60 days late and Equifax says 90. On all three the months before the 10/27 date all say OK. Any insight on how I should approach this? Appreciate your help!

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dragontears
Valued Contributor

Re: Late Payment | Sallie Mae | Dispute?


@whoisgaryb wrote:

What's up everyone -- looking for some insight on disputing a late payment on my credit report from Sallie Mae. Apparently I have a late payment on my credit report on 10/2017 -- TU & EX are saying 60 days late and Equifax says 90. On all three the months before the 10/27 date all say OK. Any insight on how I should approach this? Appreciate your help!


Student loans normally wait until the account is 90 late before reporting as late. You could try disputing but be prepared for them to ADD late payments if you insist on "accurate" reporting.....

Scores hover around 800
Haven't been AZEO in over a year
Rome was not built in a day, neither is a good credit profile
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calyx
Super Contributor

Re: Late Payment | Sallie Mae | Dispute?

What dragontears said is correct - they usually don't start reporting til 60/90d late, so it's correct.
Unless there's something *wrong* with the negative information being reported, don't dispute.



F8 EQ: 809 | EX: 802 | TU: 805 | Accounts: 2/6 4/12 7/24
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