cancel
Showing results for 
Search instead for 
Did you mean: 

Late payments- Navient

alipz
New Contributor

Late payments- Navient

Hello,

 

Will my late payments fall off after 7 years if I'm still paying on my loans or do they need to be paid off? 

 

Message 1 of 3
2 REPLIES 2
pizzadude
Moderator Emeritus

Re: Late payments- Navient

Late payments will age off from your reports regardless of whether the account is open, unpaid, or closed.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 3
calyx
Super Contributor

Re: Late payments- Navient

Yup, they'll fall off at 7y on their own, regardless of account status.

F8 EQ: 804 | EX: 781 | TU: 782 | Accounts: 2/6 3/12 7/24 | Reporting: AZE10
Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.