"If you rehabilitate a defaulted loan, the record of the default will be removed from your credit history. However, your credit history will still show late payments that were reported by your loan holder before the loan went into default. If you consolidate a defaulted loan, the record of the default (as well as late payments reported before the loan went into default) will remain in your credit history. Late payments will remain on your credit report for seven years from when they were first reported."
https://studentaid.ed.gov/sa/repay-loans/default/get-outI've read through the posts before to see what people have experienced; it varies. Some people have them removed as a part of the rehab process, and other people were able to have some or all of them removed through dispute. There's also a chance they won't remove anything. (You can't ask for a goodwill removal for student loans because I think they have different reporting requirements.)
You can check out the posts & try what other borrowers have tried to see if anything works. However, if the lates are legit, the official rehab process doesn't include having them removed.
