Showing results for 
Search instead for 
Did you mean: 

Navient Minimum Loan Balance

Frequent Contributor

Navient Minimum Loan Balance

Does anyone know the minimum loan balance with Navient before they make you pay in full?  I believe I have read both $40-$50 in the past, but naturally I can't find it anywhere now!  Looking to do some pay downs and if I can advance the payments out 10+ years (I have some loans with less than $10 minimum payments) and keep the loan open building even more history, that would be great!


FICO8 Scores as of 8/8/17: EQ-643 TU-644 EX-629
Current FICO8 Scores as of54/7/18: EQ-668 TU-651 EX-652
Current Mortgage Scores: EQ-681 TU-655 EX-648
Goal: all FICO8s above 700

Credit Card Lineup: Capital One Quiksilver One - $850, Torrid - $3,000, Wayfair - $7,100, Victoria's Secret - $2,000, Overstock - $5,150, Discover it - $9,500, Amazon Store Card - $200, Capital One Platinum - $3,000, Care Credt - $1,500
Message 1 of 1