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Old defaulted student loans, garnishment, Rehab and Consolidation

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Anonymous
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Old defaulted student loans, garnishment, Rehab and Consolidation

Hi,

 

My student loans defaulted 20 years ago, and they dropped off of my credit report years ago.  I'm now being threatened with Administrative Wage Garnishment, and I have these question:

 

--Does Administrative Wage Garnishment appear on my credit report and/or affect my credit score?

--How will the loans appear if I do a Rehabilitation, and how will they affect my credit score?

--How will the loans appear if I do a Consolidation, and how will they affect my credit score?

 

Thanks to anyone with knowledge and/or opinion on this!

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