Hello all,
I have a Paid Collection with the US Department of Education that has 18 (yes 18) 120 day lates that I would like to have cleaned.
I did speak with the Dept/ED and they advised that the account is paid and satisfied. I don't necessarily agree with the 120 latest and I had no knowledge of the account until the IRS pulled $200 from a tax refund in 4/08, which was no biggie.
I have disputed this with the Dept/ED and the CRAs, with no good outcome. I did request and received a letter from the Dept/ED advising that the account was paid and closed.
Does anyone have advise or experience with the Department of Education?
Tks,
Geek
Interesting...I paid off my loan & it's reported as a new collection as of Feb 09. I tried absolutely everything with them...including the ombudsman office. NO luck!
I feel your pain.
@Anonymous wrote:
Same thing happened to me. Received a financial aid over payment of $33. They mailed a notice to my old address asking that I pay the money back. 2 years later I pulled my credit report and found 17 late payments. I payed it on the spot, but the damage was done. Tried disputing with Dept of ED and CRA, no luck. There's got to be a way to beat this.
Two years of "lates" for $33 is absolutely rediculous! So...when WOULD collection status kick in??? Did they send you those Gramm-Leach-Bliley letters during that time? They're good for that. REALLY knowing where you live...but never actually sending any bills or acct info to that address. Then totally dumping on your reports.
Welcome to the "I hate the DoE club"! 