Hi everyone,
Please see the below timeline of where I am currently.
September 2017 - Started loan rehab
6/4- Completed loan rehab program
6/11- Confirmed with US Depmnt of Ed and the collections agency that my remaining loan of ~4k will go to Navient.
6/12- Opened dispute with all 3 credit reporting agencies
6/19 - 3 out of the 4 accounts are deleted.
6/25 - Received mail from Navient on my remaining ~4k amount, created account on their site, paid in full in one payment.
6/26 -1 out of the 4 accounts came back as "verified and updated". It also brought down 8 points in my Credit Karma report as being late despite having 0 balance on it.
4 student loan accounts in total in my credit report:
3 - from US DEPT OF EDUCATION with same contact information. These accounts were deleted off my report about a week of opening the disputes.
1 - from US DEPT. OF EDUCATION/Great Lakes in Wisconsin. This was not removed. Investigation results "Verified and updated" with remarks "ACCT CLOSED DUE TO TRANSFER; TRANSFERRED TO ANOTHER OFFICE". It currently has zero balance in this account. It was closed back in August of 2015. It has 9 of the 90-120 days late remarks.
I am lost on what I should do next to get that last negative account moved. I would sincerely appreciate your advice.
Thank you.
