Hey All,
I have a small private student loan (financed from the college itself) that's a huge negative still hanging on my CR (the lates should finally drop off in Sept 2009). There are several 180day lates, but has it been paid in full (several years ago), and never went to collections.
I've read it can be difficult/impossible to GW federal loans, but since this is a private loan, is there any chance of the college helping me out and removing the negatives?
Can anything adverse come of writing a letter? The lates should come off in a little over a year, and Im thankful for that. Should I just wait it out? Can the college 're-age' the negative or anything like that?
Ive copied and pasted the details from the CR, see below. It's pretty nasty, any chance of a GW?
Thanks a million!
Status: Paid,Closed/Current, was past due 180 days.
Date Opened:
01/1997
Type:
Installment
Reported Since:
02/1997
Terms:
19 Months
Date of Status:
11/2004
Monthly Payment:
$0
Last Reported:
11/2004
Responsibility:
Individual
Account History:
180 days as of Oct 2001 to Sep 2002
120 days as of Aug 2001
90 days as of Jul 2001
60 days as of Jun 2001
30 days as of Apr 2001
