A company keeps trying to get me to sign up for their loan forgiveness and credit repair program. Promising to remove charge off accounts and forgive student loan debt if I pay them 720 a month over 30 months. Are these scenarios legit?
No! Anyone and do a credit repair themselves, these boards are excellent in handling that. All student loan debt is NOT forgiveable unless you sign up for specfic FEDERAL programs (unsure what type of SL you have).
I second what's been said, sounds like a scam. Also, private loans are the TOUGHEST to get modified. National loans will work with you more, but private loans can be as tough as the institution wants to be. The best thing you can do is just start hammering away at as much goodwill as you can on it yourself.