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Private student loan

vmoore0607
New Contributor

Private student loan

About three weeks ago, I applied for a mortgage. The lender said all was good until it came to my student loans. They are in deferment so I wasn't sure what he was talking about. I checked closed accounts and it looks like there are three private loans that are showing charged off. I was under the assumption that they were a part of our bankruptcy. I received a call today from a collection agency requesting a settlement payment. The guy was rude and tried to tell me contacting my lawyer was pointless. Any ideas on how to proceed?

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dragontears
Valued Contributor

Re: Private student loan


@vmoore0607 wrote:

About three weeks ago, I applied for a mortgage. The lender said all was good until it came to my student loans. They are in deferment so I wasn't sure what he was talking about. I checked closed accounts and it looks like there are three private loans that are showing charged off. I was under the assumption that they were a part of our bankruptcy. I received a call today from a collection agency requesting a settlement payment. The guy was rude and tried to tell me contacting my lawyer was pointless. Any ideas on how to proceed?


I would start by contacting your bk lawyer and confirming if they were actually discharged.

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