Hello everyone,
I currently have a few private loans that are about $40K in total. I haven't been able to make payments on these loans, so they've defaulted. I've been making payments for my federal student loans consistently though.
Now I want to get a handle on the private loans by consolidating them with Wells Fargo but my credit score is not so high. Has anyone been in a similar situation? If so, did Wells reject or accept your application? If they accepted, how long did the process take for them to take over the loan? Will they contact the collections agencies directly for you?
Thanks for all the help in advance!