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Rehab done - Navient is new loan provider

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Anonymous
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Rehab done - Navient is new loan provider

So Navient at one point had my loan befor eit went into default. I have 3 trade lines on each Trans, Eq and Exp so 9 total.  Right now its with American Student assistance until all the paperwork is done.  ASA told me that credit stuff will be updated by the middle of November.  What do you think i should do?  Should I start disputing the ASA tradelines and the old Navient tradelines once everything is 100% or should i see what they do first.  ( in regards to maybe deleting old info, deleting old tradelines, starting new tradedline with back dated info ).. What do you think.  BTW my loans only add up to like 4-5,000 $

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LindysMom
Regular Contributor

Re: Rehab done - Navient is new loan provider

I had everything updated on my credit report the following month.  It was great. 

My FICO Scores:
9/17: EQ - 542 / TU - 535 / EX - 506 // Mortgage: 553, 545, 486
10/ 17: EQ - 558 / TU - 563 / EX - 586 // Mortgage: 554, 568, 536
11/17: EQ - 630 / TU - 589 / EX - 614 // Mortgage: 606, 606, 572
12/17: EQ - 630 / TU - 624 / EX - 619 // Mortgage: 584, 612, 671

9/18: EQ - 676 / TU - 676 / EX - 643 // Mortgage: 652, 628, 606





Journey Milestones: Completed Federal Student Loan Rehab in Sept 2017. Settled First Premier Bank CC in August 2017. Constant uphill battle with Navient incorrect reporting on seven (7!) private student loans. No TLs listed in delinquency. Obsessively keeping 2 CC UTI @ 7-9% monthly.

End Goal: Pre-Approval for FHA Spring/Summer 2018 (COMPLETED)
New End Goal: 700+ Spring 2019
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