SL in negative open account status

[ThetoriParadox]

I have three small SL thru Sallie Mae in defferment until June of this year... I have a two 120 day lates on each loans dating back to 2011 and 2012, all in OK status since 6/2012, I believe this is what is putting them into the negative account status on my EQ report. I have found that Sallie Mae is NOT apt to GW lates, and am wondering if anyone has had experience with something like this? How long until they report as a positive TL? I know 120+ lates take a while to take the power away from a ding any idea how long? Gar, so frustrated... Thanks

[scvbd99]

The negative reporting will fall off the credit reports approximately 7 years after the date of first delinquency, unfortunately.

The good news is that the late payments ding your credit score less and less over time.  Considerably so.

[ThetoriParadox]

Yikes.... five more years.... thanks for the response!! At least it'll be less and less harsh until they're completely gone.

[mnosal9]

I have the same thing with Sallie Mae, I GW and Gw and dispute and GW and nothing. I am going to give it a break and give up and let them fall off. about 4 years and 10 months to go lol.

[ThetoriParadox]

Its too bad there is no way to GW Sallie Mae... I have been searching everywhere.