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Hello everyone. Quick question. What is the mininium credit score needed to qualify for student loan with no co-signer? I have one more year after the 16-17 school year, but will be out of money for that last year and figure that is the only way to get the $50k I need since I'll be at a 4-year uni. Does anyone know anything, Also what bureau do they use.
$50k is a lot of money to spend on one year of schooling - are you sure that your anticipated income after graduation will support payments on that loan? A good rule of thumb is that your expected annual income should greater than or equal to your loan balance when you graduate for payments to be affordable.
Sallie Mae will not just look at your credit score, but also your income when they make a loan decision. If you need $50k and aren't currently employed in a well-paying job, there's a good chance you will need a co-signer regardless of your credit score.