Both my husband and I have a number of private student loans from undergrad and grad school. All are in good standing with a perfect payment history. Our credit is pretty good overall (nothing super negative, a couple of 30-days from 3 years ago) with both of our scores around 710.
Our private student loans are currently held by a number of different lenders, have interest rates that aren't awesome and my dad is my cosigner, which I would really like to release. For these reasons, I think refinancing could be a good option. Any recommendations for a good lender with a 710-ish credit scores? Below is an outline of our loans. Thanks in advance!
MY LOANS
Loan 1 - Balance $7,500 - 4.75% Rate
Loan 2 - Balance $860 - 4.75% Rate
Loan 3 - Balance $14,500 - 6.98% Rate
Loan 4 - Balance $14,700 - 6.98% Rate
Loan 5 - Balance $1,400 - 5.03% Rate
Loan 6 - Balance $2,000 - 5.03% Rate
Loan 7 - Balance $1,500 - 5.03% Rate
HUSBAND LOANS
Loan 1 - Balance $6,000 - 13.0% Rate (yikes!)
Loan 2 - Balance $20,600 - 10.5% Rate
Loan 3 - Balance $6,600 - 7.25% Rate
Loan 4 - Balance $13,000 - 5.5% Rate
Loan 5 - Balance $16,100 - 7.73% Rate
Loan 6 - Balance $22,300 - 6.98% Rate
Loan 7 - Balance $8,400 - 7.73% Rate
Loan 8 - Balance $17,500 - 7.73% Rate
Loan 9 - Balance $6,000 - 6.5% Rate
Loan 10 - Balance $3,500 - 10.0% Rate
Mid-2010 Starting Scores: FAKO EQ 476 FAKO EX 506 FICO TU98 575
July 2017 Current Scores: Approx 710 (waiting for official updates)
