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I have some loans edfinancial they seem to be ok. Is their any loan servicers that are better when I consolidation the loan?
I would suggest you just check out reviews of all of the ones you might consider.
When I consolidated, having a human to talk to was one of my requirements, so I chose a servicer that (reportedly) had people that were easier to get ahold of < so, whatever works for you. Most servicers (I imagine) have more bad reviews than good.
I liked the servicer I chose, but they cancelled their contract.
if I understand correctly, Trellis is a new (official) servicer, and I liked them when I had them with my loans "back in the day"
All Dept of Ed servicers offer PSLF and other forgiveness options as long as they're direct. It doesn't just have to be with FedLoan/PHEAA.
@calyx wrote:All Dept of Ed servicers offer PSLF and other forgiveness options as long as they're direct. It doesn't just have to be with FedLoan/PHEAA.
I thought processing for forgiveness is only done by FedLoan? Everything I've read says once you submit a ECF it triggers a transfer of the loans to FedLoan.
edit » yeah, the Student Aid website confirms it.
Once you’ve filled out the PSLF form, you can send it to FedLoan Servicing.* You may mail the form to this address: U.S. Department of Education FedLoan Servicing P.O. Box 69184 Harrisburg, PA 17106-9184 You may also fax your PSLF form to 717-720-1628. If FedLoan Servicing is already your servicer, you may upload your PSLF form on FedLoan Servicing's website. *FedLoan Servicing, one of the federal loan servicers, administers the PSLF Program on our behalf.
My mistake - I hadn't realized they did all of the PSLF. Thanks for the correction!