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My student loans are reporting a balance only, which is adjusted each month as I make a payment.
There is no original balance or credit limit showing so does this mean it will appear as 100% utlization on these?
Does anyone know if there is a way to get FedLoan Servicing to report the original balance AND the current balance to show better utilization on my CRs?
My FedLoans have always shown the original loan amount; I don't know why yours do not. Call & ask?
Will do, thanks!
According to Credit Karma the student loans do not reflect on your utilization percentage. They use transunion, so I am not sure if it completely correct (also, I'm new to all of this).
@Anonymous wrote:According to Credit Karma the student loans do not reflect on your utilization percentage. They use transunion, so I am not sure if it completely correct (also, I'm new to all of this).
This is correct. Loans are not used in your utilization calculation, only revolving credit such as credit cards.