I have an account with credit karma. It only shows transunion and equifax. I get experium through my bank that shows the experium credit score, but you cant see the accounts unless you pay 9.99, except once a year. I think thats the one that froze up when i was trying to get the free yearly report. I just checked credit karma again and it looks like my Transunion score went from 497 this morning up to 566. Under remarks it said good job your account went to zero under each student loan. So that updated since i filed the dispute yesterday, but still havent updated my credit card usage for last month. The reason i had to go to Transunions site was because i filed a dispute a couple of months ago for something that shouldnt have been on my report. So credit karma will not let you file another dispute for like 90 day. You have to file a dispute directly with whichever credit rating agency your disputing the rating for.
