Hey just wanted to let you guys know that I couldn't access the TU site so I wrote in a dispute and it must have been that day they got the letter that they deleted all of the tradelines for Direct Loans which I had. NOW I HAVE EXPERIAN AND I AM DONE WITH FIXING MY STUDENT LOANS. This is so fun!
Starting Score April 2013: 556
@tfkallday wrote:Hey just wanted to let you guys know that I couldn't access the TU site so I wrote in a dispute and it must have been that day they got the letter that they deleted all of the tradelines for Direct Loans which I had. NOW I HAVE EXPERIAN AND I AM DONE WITH FIXING MY STUDENT LOANS. This is so fun!
That's awesome, my rehab last payment is Feb 15th of next year. I will be disputing them as soon as I'm done and confirm with ASA that their records are updated.
@bigblue7722 wrote:
@Jon85 wrote:Hi all!
Just wanted to give an update to those who are still in the process of rehabbing.
I started rehab on two of my Direct Loans with an agency called ACT; they weren't reporting but Dept. of Ed. was reporting 3 separate TLs with all defaults and 120+ marks.
My 9th rehab payment was November 4th. I called ACT on November 5th and they said both my loans were picked up already (1 day after!) by Great Lake. They said they would delete from all 3 CRs within 30-60 days; the woman I was speaking to suggested that if I'm anxious I can just dispute with all 3 CBs. I did just that on November 5th. Today, November 7th, all three TLs from all three CBs have been deleted!
I created an online account with Great Lakes and saw all my loan info that they picked up, and my next payment isn't due to start until January 15th, 2014.
I recieved a 20 point increase (average) on all three FAKO CRs.
So now I'm in the process of rehabbing another 4 Fed loans with NJ HESSA and they just called me yesterday to say "your last payment with us is next week and your loans will be bought by Nelnet." So hopefully this will go just as smoothly as these last two did.
Just wanted to update those are who still going through the rehab process. When I started in February 2013 I was like "UGH 9 months is going to take so long" and boom it's already here.
It's totally worth it!!Congrats on getting the accounts deleted. I finished up my rehab oct 10th and things are moving really slow. My usa funds account is still on my credit report and its probably goanna be there till December. Im really jealous lol
Did you dispute with the bureaus? Based on what I see, the more proactive you are,the faster things happen. I would dispute with all 3 bureaus now.
@Jon85 wrote:Hi all!
Just wanted to give an update to those who are still in the process of rehabbing.
I started rehab on two of my Direct Loans with an agency called ACT; they weren't reporting but Dept. of Ed. was reporting 3 separate TLs with all defaults and 120+ marks.
My 9th rehab payment was November 4th. I called ACT on November 5th and they said both my loans were picked up already (1 day after!) by Great Lake. They said they would delete from all 3 CRs within 30-60 days; the woman I was speaking to suggested that if I'm anxious I can just dispute with all 3 CBs. I did just that on November 5th. Today, November 7th, all three TLs from all three CBs have been deleted!
I created an online account with Great Lakes and saw all my loan info that they picked up, and my next payment isn't due to start until January 15th, 2014.
I recieved a 20 point increase (average) on all three FAKO CRs.
So now I'm in the process of rehabbing another 4 Fed loans with NJ HESSA and they just called me yesterday to say "your last payment with us is next week and your loans will be bought by Nelnet." So hopefully this will go just as smoothly as these last two did.
Just wanted to update those are who still going through the rehab process. When I started in February 2013 I was like "UGH 9 months is going to take so long" and boom it's already here.
It's totally worth it!!
This is so exciting. I had Direct Loans that were defaulted and picked up by ACT, who is AMAZING to work with as far as CA's go. Super friendly, and patient. I'm glad to see what I get to look forward to once my rehab is done in May. Thank you for posting this and congrats!
in the garden until 2019!