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Wells Fargo private student loan late payment reporting

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MyDataMyChoice
Valued Contributor

Wells Fargo private student loan late payment reporting

Good morning

 

i have a Wells Fargo Private Student Loan that was late prior to filing bankruptcy 

 

October 2018, novemeber 2018, and December 2018

 

i field bankrupcy middle of janruary 2019

 

theh report on the last day of every month 

 

I am also showing two more late payments Jan 2019, and feb 2019

 

i have tried disputing stating Jan and feb 2019 I was under the automatic stay and they should not report the lates for those two months 


no go - anyone have any advice?

 


I understand student loans are not discharged in bankruptcy - I am now current on the loans (one of the main reasons for filing bankruptcy was so I could get working on my student loans)

 

 





Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Wells Fargo private student loan late payment reporting

Unfortunately, the late payments will stand until they age off. 

Message 2 of 4
MyDataMyChoice
Valued Contributor

Re: Wells Fargo private student loan late payment reporting

Thank you for your response

 

however I don't think you read my entire question

 

i know the October November and December late payments will stay 

 

I want the Jan and feb late payments to go away as I was covered under the automatic stay 

 

thoughts?





Message 3 of 4
MyDataMyChoice
Valued Contributor

Re: Wells Fargo private student loan late payment reporting

update

 

did a dispute they CFPB copy of all bk notice scheduled and discharge 

and copy of all three reports

 

theh removed the Jan/feb as I was in an active BK





Message 4 of 4
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