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I currently have 2 student loans originally through USDE but now being serviced by NelNet. I have an opportunity to pay these off completely. My question is this..... My student loans are my oldest accounts. If I pay them off how will this affect things? (a payment has never been missed....either a payment was made or it was in deferment)
@shondra0609 wrote:I currently have 2 student loans originally through USDE but now being serviced by NelNet. I have an opportunity to pay these off completely. My question is this..... My student loans are my oldest accounts. If I pay them off how will this affect things? (a payment has never been missed....either a payment was made or it was in deferment)
Paying off student loans shouldn't do much of anything to your FICO score. As closed / PIF accounts they'll stay on your reports for ~10yrs from date closed.
Congrats on being able to pay them off ~ that's great !!
Thank you. I'm lucky and happy I have the opportunity.