I have two student loans with xpress loan servicing who are owned by cit.i have a 60 day late on each loan from may 2007. this is the only late i have on my credit. i wanted to know if anyone has had success with this company in removing lates. i have not been late with tem since so its been two years. im also curious how much can these lates be hurting me i know they hurt less as they age thanks in advance for any help. these lates have caused me so many problems i really hopse someone answers to this post.