- Did you know that spendthrifts and tightwads tend to marry each other?
- At what point in a relationship should you discuss finances?
- Do you have a particular FICO score requirement when it comes to dating?
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We each have things we spend on and things we save on. Fortunately we balance each other out on the save/spend scale. But If there's one thing my own score has taught me, sometimes stuff just happens and credit scores may not be the most important thing in the world. But I still really really want 700 club!
My husband and I were badly matched. I wanted to save for large things, but he spent it all on toys. I was young, and thought that married couples should keep everything jointly. I have made the mistake of being involved with men and not considering the finances thinking that someday it would all even out. Nah! It doesn't. If he is in financial difficulty it is safer to assume that it is his habitual behavior that created the situation.
I guess I am trying to remind myself not to allow others to squander my resources, because I feel sorry for them. What they love is spending my money! Considering that my income is below poverty level, that makes them sad sacks indeed!
If I ever partner up again, I will want to make sure that I always have some money of my own. And I think he should also.
my girlfriend & i both like to spend money, but she likes to spend money on big-ticket items, like electronics. while i do love my electronics, i'm less likely to go out & buy them. for our own good, i control the money, & only let her buy things like that when i have looked at our finances & decided it will work out, & not leave us strapped for cash.
when we first got together, we were both spend, spend, spend, because we were both young & wanted to go out & have fun like everyone else. of course, now we have a lot of credit card debt to show for it! so i got us on a budget of sorts & have already cut our debt by 2/3. at first it was very difficult, because i didn't know where to draw the line between save & spend. but now we have a great system that works for us, & our debt is decreasing even though we still manage to have fun & buy many things that we both like.
one of the best things i could have done for our finances was teach my girlfriend the value of coupons & comparison shopping