(Sorry for the late thread! 
)
As we move on from March, April is the start of many blooms in gardens.The Romans gave this month the Latin name Aprilis, but the derivation of this name is uncertain. The traditional etymology is from the verb aperire, meaning "to open", in allusion to its being the season when trees and flowers begin to "open". Grasses are getting greener, leaves are beginning anew, and it is starting to just look and feel like spring. Take this time to continue clearing out those weeds(negatives, lousy trade lines) start to fine tune that financial profile of your's.
Take notice of the month's birthstone: the diamond. We use this spade in our garden thread to signify that you've achieved 2 years of not applying for new credit. Does this sound like something you might try? Try our Garden thread!
As a reminder, participation in these monthly check-ins is optional, but encouraged. The goal is to help keep you on track, so feel free to post your progress updates here. This is a no-judge zone; feel free to say what's keeping you up at night or give yourself a kudo for having it all together.
Did you hit any potholes or speedbumps? Achieve some milestones, either small or mighty? Change your goals or add new ones? Anything you think is appropriate to add is what we want to hear about.
Let us know how you're doing! Wishing you guys the best of luck!
Hello! I'm checking in for April! After a brief trip out of the garden I'm back and plan on being here for a while LOL JK
@Anonymous wrote:Good Morning,
It is a bit too soon to check in for April, at least for me. This morning I made my first payment on my cards for the month. But am a little worried because for March my credit took a dip (down to 524; 542; 547). I was excited when i saw my credit score get closer to the 600 number (It was 577; 598; 592). The drop was due to utilization and a hard inquiry from Chase my score dropped ;(
I will come back in the middle of April and will update my progress.
Trying to staying positive here.
Have a good day to all!!
Stay positive and stay in the garden. Work on your utilization and any baddies you might have on your CR. Keep making on time payments and you will see a positive movement of your credit scores....and stay away from new apps! GL
Good Morning Fam
Just checking in. It's been a full month (3/2/15) since my last credit card (Chase Freedom) request/approval. Though tempted - recieved an Amex Green Card with 25,000 points offer in the mail a week ago, I've remained vigilant and stayed in the garden.
happy April, everyone! 
i hope you're all doing well. my scores haven't moved much. no apps/inquiries since 1 in Dec, working on keeping utilization below 10%, continuing with on time payments, and distancing myself from my Ch13 discharge 15 months ago.
