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August 2019 Check In Thread

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Frequent Contributor

Re: August 2019 Check In Thread

Apparently I spoke too soon. My scores updated and two of them are now in the "Very Good" range. I'm celebrating!

 

One small step for a credit score, one giant leap for credit-score-kind  Smiley LOL


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Message 11 of 44
Moderator Emeritus

Re: August 2019 Check In Thread

@VanderSnootthat's pretty cool! Smiley Happy

Starting Score: Unk
Current Score: 847
Goal Score: 850


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Message 12 of 44
Contributor

Re: August 2019 Check In

Wild month for me, first off my car needed a $1200 repair, since it had 230K miles I bought a new one.. wasn't happy with the 11.24% APR, but credit union says I am close to getting it refinanced at 7%... my scores remained about the same, up a little because few things fell off and then down a little because I have a balance for the first time in forever, should have the $2200 paid off by end of September.. Other than that, gardening until end of the year at least..

Begin of Journey ( 9/2018) EX 508 TU 506 EQ 498






Message 13 of 44
Frequent Contributor

Re: August 2019 Check In Thread

Check'n in. Still here. But my grass is yellowing as I continue on. I did get a few sp CL bumps today on 3 lines for a total of $16,300  in bumps. Thank you BoA and Citi. 

 

Good Luck everyone! 






RIP: EECU PLOC | BBVA PLOC | Chase SP | Chase Amazon | Chase Freedom | WF Propel | Cap1 QS | AMEX Gold
Message 14 of 44
Regular Contributor

Re: August 2019 Check In Thread

Early August Fako via Vantage rolling in at 792.....   

 

My Fakos have sometimes been above or below the F8 I am traking so still have to wait and see how close to 800 I get this month.

 

My F9 may even cross 800 this month.....

 

This has been a long time coming because - you know - I had been living in hell.

Starting Score: F8 3xx
Current Score: F8 802
Goal Score: F8 800


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Message 15 of 44
Valued Contributor

Re: August 2019 Check In Thread


@Lucifer wrote:

I had been living in hell.


Congrats!.....so Lucifer is moving on up in the "world".Smiley Very Happy 

 

"MY TAKE HOME PAY DON'T TAKE ME HOME"
Rebuild Began: Oct 2018 Exp. 579 (current: EXP 708, TU 738, EQ 746)
Personal: BB&T Cash Rewards-$10.5k, Bright Card-$10.5k/CapOne Savor-$5.5k/Comenity GoodSam VS-$5.5k/Discover Chrome-$3k/Synchrony CareCredit-$5.2k/Synovus LOC-$75k
AU: CapOne QuickSilver-$5.5k/ Discover CashBack-$5.5k/Home Depot-$10k/Lowe's Advantage-$30k
Business: Amazon Net 55-$7.9k/Amex BBC-$9k, Amex Lowe's Rewards-$10k/CapOne Spark-$2k/ Citi Staples More-$1k/Synchrony Lowe's Pro-$2.5k

Oldest 1998, Youngest Nov 2019, Closed Accts. reporting: 2 personal loans, 7 revolving, 1 auto

"Sometimes Impatience forces you to think out of the Box"
Message 16 of 44
Regular Contributor

Re: August 2019 Check In Thread


@GApeachy wrote:

@Lucifer wrote:

I had been living in hell.


Congrats!.....so Lucifer is moving on up in the "world".Smiley Very Happy 

 


 @LauraC   (I don't know how to link it and make it that pretty blue color)             Apparently divorce has agreed with Lucifer very much nicely.   

 

 

Starting Score: F8 3xx
Current Score: F8 802
Goal Score: F8 800


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Message 17 of 44
Valued Contributor

Re: August 2019 Check In Thread


@Lucifer wrote:

           Apparently divorce has agreed with Lucifer very much nicely.   

 From the sound of it you are in a really good place now, or at least a much better place personally and financially.  Hope your progress continues on up to the 800's and beyond!

"MY TAKE HOME PAY DON'T TAKE ME HOME"
Rebuild Began: Oct 2018 Exp. 579 (current: EXP 708, TU 738, EQ 746)
Personal: BB&T Cash Rewards-$10.5k, Bright Card-$10.5k/CapOne Savor-$5.5k/Comenity GoodSam VS-$5.5k/Discover Chrome-$3k/Synchrony CareCredit-$5.2k/Synovus LOC-$75k
AU: CapOne QuickSilver-$5.5k/ Discover CashBack-$5.5k/Home Depot-$10k/Lowe's Advantage-$30k
Business: Amazon Net 55-$7.9k/Amex BBC-$9k, Amex Lowe's Rewards-$10k/CapOne Spark-$2k/ Citi Staples More-$1k/Synchrony Lowe's Pro-$2.5k

Oldest 1998, Youngest Nov 2019, Closed Accts. reporting: 2 personal loans, 7 revolving, 1 auto

"Sometimes Impatience forces you to think out of the Box"
Message 18 of 44
Valued Contributor

Re: August 2019 Check In Thread


@CramEiko wrote:

I did get a few sp CL bumps today on 3 lines for a total of $16,300  in bumps. Thank you BoA and Citi. 

 


Wow! I'll be glad when I can get those kind of bumps. Congrats!!!!

"MY TAKE HOME PAY DON'T TAKE ME HOME"
Rebuild Began: Oct 2018 Exp. 579 (current: EXP 708, TU 738, EQ 746)
Personal: BB&T Cash Rewards-$10.5k, Bright Card-$10.5k/CapOne Savor-$5.5k/Comenity GoodSam VS-$5.5k/Discover Chrome-$3k/Synchrony CareCredit-$5.2k/Synovus LOC-$75k
AU: CapOne QuickSilver-$5.5k/ Discover CashBack-$5.5k/Home Depot-$10k/Lowe's Advantage-$30k
Business: Amazon Net 55-$7.9k/Amex BBC-$9k, Amex Lowe's Rewards-$10k/CapOne Spark-$2k/ Citi Staples More-$1k/Synchrony Lowe's Pro-$2.5k

Oldest 1998, Youngest Nov 2019, Closed Accts. reporting: 2 personal loans, 7 revolving, 1 auto

"Sometimes Impatience forces you to think out of the Box"
Message 19 of 44
Frequent Contributor

Re: August 2019 Check In Thread


@GApeachy wrote:

@CramEiko wrote:

I did get a few sp CL bumps today on 3 lines for a total of $16,300  in bumps. Thank you BoA and Citi. 

 


Wow! I'll be glad when I can get those kind of bumps. Congrats!!!!


@LauraC - It's been a long time. Request a CLI from Citi every 6 months or so. This time I asked them after 7 months (7mo 3days). BoA is a strange cookie IMHO*** - I really dislike the APR% on my card but It's growing nicely. Maybe in 6 mo I'll request an APR drop. Has anyone had any luck with an APR drop with BoA?

 

Good Luck Everyone!






RIP: EECU PLOC | BBVA PLOC | Chase SP | Chase Amazon | Chase Freedom | WF Propel | Cap1 QS | AMEX Gold
Message 20 of 44
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