My goals for February include:
1. FIgure out how to get a cool siggy.
2. Purchase a sensible vehicle.
3. Refer back to 2.
4. Continue to monitor credit report. Hoping for another 15 pt bounce once new lines of credit are reported.
1. Pre-approv for mortgage
Insert "mind blown" here!!
So I started off this month with a 522 mortgage credit score with experian. I paid down my CC Uti which I knew was a big factor in my score being so low. Got up to 560 a couple days ago. I disputed a collection that is not actually in collections as I have been in contact with the OC, their automated system still pulls me up and the OC has NEVER informed me of the account being in collection. (I had to return some equipement and pay a balance of $47). So I disputed it on Experian. It came back deleted. My mortgage score shot up to 642! I was jaw dropped. Disputed with EQ and TU this morning. See what happens with those too. Hopefully the same thing cause that would put me right where I need to be already for my morgage scores and I still have UTI that will come down and another collection that will be paid.