Re: February 2023 Check-In Thread - Page 2 - myFICO® Forums

jsweeti1 · ‎02-12-2023

Hello,

I just started the challenge, but I've already made so much progress!

FICO8 Scores as of October 2023:

Credit Cards:

Discover it Cash Back | $6,000 | 07/2023

Utilization: 1-6%; Inquiries: 15

*Tip: if you hover over the credit cards, you can see the credit limit for each

Mdowning30 · ‎02-15-2023

My score finally reached 670 on the AMEX app, gonna try requesting a CLI again by next month. Waiting to get my $10K Tower Federal Credit Union Mastercard that will lower my aggregate utilization.

Starting Score: 512
Current Score: 686
Goal Score: 700+
Take the myFICO Fitness Challenge

sportsguy83 · ‎02-25-2023

It was a busy month. Paid off my Upstart loan (woot!). I will get dinged for credit mix now that I have no open installment loans. Finances over FICO! Also got all the cards (4) I took out balance transfers on to pay off my Upstart loan below 88% utilization. None of this has reported yet but scores should stabalize now that all my moves have been made and will start going up as I cross utilization threshholds in the coming months.

Beginning Rebuilding - February 2022

Current Scores - June 2023

Goal Scores - January 2024