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July 2019 Check In Thread

Auto Loans for ANY Credit Situation. Immediate Response.
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Established Contributor

Re: July 2019 Check In Thread

What a surprising day. I had no plans to post anything in July since I was expecting EE from EQ in August. Thankfully, they decided to remove the "Foreclosure" remark in July instead. So today my score jumped to 792, up from 687. As far as I know, this is my highest FICO score ever. 

 

MyFICO-Scores_July_7.jpg

 

I am honored to now be a full member of the 700 Club. Smiley Happy

 

 

 











Current

Goal Cards

Message 21 of 58
Frequent Contributor

Re: July 2019 Check In Thread

Congratulations, 800. That's a huge jump!


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Message 22 of 58
Established Contributor

Re: July 2019 Check In Thread


@VanderSnoot wrote:

Congratulations, 800. That's a huge jump!


Thanks VS!!! So close to 800 I can smell it. Smiley Happy











Current

Goal Cards

Message 23 of 58
Contributor

Re: July 2019 Check In Thread

 

 

 


@LauraC wrote:

@jons998877 wrote:

Pissed at myself

 

Don't be, your scores have no memory on utl% once you get it back to where you want it to be.   



Not as bad as expected... EX dropped 6 points, EQ 5 points... TU hasn't updated yet, my on CK it dropped 1 point...

Begin of Journey ( 9/2018) EX 508 TU 506 EQ 498






Message 24 of 58
Valued Contributor

Re: July 2019 Check In Thread


@jons998877 wrote:

 

 

Not as bad as expected... EX dropped 6 points, EQ 5 points... TU hasn't updated yet, my on CK it dropped 1 point...


Wonderful!!!!

"My Take Home Pay Don't Take Me Home"
Amex Blue Business Cash; Lowe's Rewards
BB&T SpectrumCR
Capital One Savor; Venture; Spark
CitiBank Staples More; Home Depot
Comenity GoodSamsVS
Discover Cash Back; Chrome
Synchrony AmazonNet55; CareCredit; Lowe's Adv & Pro's
Synovus LOC
[Total Open: 185.2k] [Total Closed reporting: 156,823k] EXP 720, EQ 744, TU 736
Message 25 of 58
Valued Contributor

Re: July 2019 Check In Thread

I trimmed the fat on some store cards yesterday....lil' scared at how it's gonna affect mine and AU's scores but less is more I feel.  Just too darned many tl's to keep up with.  I'd like to just have visa/mc and a couple of store cards that we really, really use ie. Lowes & Home Depot. (wish those two were visa/mc/amex but just didn't happen that way....maybe one day).

"My Take Home Pay Don't Take Me Home"
Amex Blue Business Cash; Lowe's Rewards
BB&T SpectrumCR
Capital One Savor; Venture; Spark
CitiBank Staples More; Home Depot
Comenity GoodSamsVS
Discover Cash Back; Chrome
Synchrony AmazonNet55; CareCredit; Lowe's Adv & Pro's
Synovus LOC
[Total Open: 185.2k] [Total Closed reporting: 156,823k] EXP 720, EQ 744, TU 736
Message 26 of 58
Established Member

Re: July 2019 Check In Thread

Last month was exciting as I closed on a house.  This month so far, I have been approved for one CC-Costco Everyday. Ready to take it slow and so I wont back slide.  

Starting Score: 499
Current Score: 640
Goal Score: 850

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Message 27 of 58
New Visitor

Re: July 2019 Check In Thread

Just started this journey. One day I'll be the one helping out with the advice.
Message 28 of 58
Frequent Contributor

Re: July 2019 Check In Thread


@Nycflow wrote:
Just started this journey. One day I'll be the one helping out with the advice.

Welcome to MyFico, @Nycflow!


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Message 29 of 58
Highlighted
Regular Contributor

Re: July 2019 Check In Thread

Welp....I let some balances hit some statements so July won't be seeing the uptick in scores I was hoing for but I did sqeak up to a nice 784.

 

Just 16 points away from the promised land.

 

My F9 will likely cross 800 this month but that is not the score I have been tracking.

 

 

 

Starting Score: F8 720
Current Score: F8 796
Goal Score: F8 800


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Message 30 of 58
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