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FL_N8iv,
You are an inspiration. If only I could see the 700s again. I am optimistic. Did you get a convential mortgage in 2008?
sjohns77
This Forum ROCKS! Day and night, i'm studying how to improve my score and keep my credit healthy. And surprisingly, its helping me improve my overall outlook on other parts of my life as well! I WILL own my own home someday soon!!
@sjohns77 wrote:FL_N8iv,
You are an inspiration. If only I could see the 700s again. I am optimistic. Did you get a convential mortgage in 2008?
sjohns77
Thank you sjohns77!
My primary objectives after I graduated & got a job were to pay down my CCs balances & purchase my first home. It took 18 months of sacrifice & determination, but I was approved for an FHA loan at the best rates in 2008.
Continue to build a positive payment history & keep your utilization low (best target is less than 10%) and as your accounts age you will see 700+ before you know it! All the best to you!!!
Rough May, holding steady with my 572. Praying to make it to 600 by the end of august. Working on 4 pay for deletes, and to 2 Goodwill letters. So hopefully in the next 6-8 weeks I see some improvement!
Awesome Job!!!!
@coffeepleeze wrote:
This Forum ROCKS! Day and night, i'm studying how to improve my score and keep my credit healthy. And surprisingly, its helping me improve my overall outlook on other parts of my life as well! I WILL own my own home someday soon!!
Glad it's helping you out.