So, I did have success with having Midland Funding finally removed from my Equifax report. I ended up having to file a complaint with CFPB against Equifax and Equifax decided to remove it. I didn't see when the update was sent to me so, today, I received a notification from MyFico of the score change. My score jumped 56 points, making Equifax my highest score at 758. Such a wonderful unexpected surprise today.
So, I'm ending this month with:
I'm so far from where I started in May. Looking forward to next month. I have big plans.
Current Scores------ EQ 681; TU 655; EX 684 FICO 08--- Gardening 5/25/18 to 5/25/19 Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015