I know you are all hard at work with your credit goals. Have you progressed as far as you hoped? Were there any unforeseen expenses that cropped up and may have thrown you off schedule?
As a reminder, participation in these monthly check-ins are optional but encouraged. The goal is to help keep you on track, so feel free to post your progress updates here. This is a no-judge zone; feel free to say what's keeping you up at night or give yourself a Kudo for having it all together.
Did you hit any potholes or speedbumps? Achieve some milestones, either small or mighty? Change your goals or add new ones?
Let us know how you're doing!
Here we are half way through the day of September 1st and no one has joined me with their truths for September.
For openers, my credit life has been static. No credit seeking, no credit line increases but I tried "denied" and in our more conservative financial world lenders may actually be looking at DTI, available open credit lines, income and loyalty (oops that one slipped out), and profitability.
No plans to do more than pay down on my BT I used for windows in the house and make some charitable donations. Also, to increase my tax with holding as I sure don't want the governments to be short of funds.
Lastly, thanks to other posters and Doctor of Credit I do plan to pursue a JP Morgan Chase Freedom Flex Mastercard as it has great benefits! Take a look and consider it?
Let's hear from some of you ... your credit path may be of interest too! 
Hope everyone is doing well! .. Hard to believe Sept. is already upon us.
How time fly's when you are on lock down having fun
Wishing everyone a great September.
PS: Look's like @Anonymous is trying to tempt me into a new Chase card
@Anonymous 
Hi Everyone! Dang, it's hotter than hell and half of Georgia
hope you're all cool and covid free. Only credit news I can use is that I was able to gain back 8 of 10 pts. lost from 3 new tl's reporting recently. Funny how inquiries quit counting after a "certain" amt.....almost inspires me to app freely, lol! I won't!!!!
Good Luck to All that read this and stay safe, healthy, and happy
@GApeachy wrote:Hi Everyone! Dang, it's hotter than hell and half of Georgia
Good Luck to All that read this and stay safe, healthy, and happy
"inquiries quit counting after a "certain" amt.....almost inspires me to app freely,"
@GApeachy, Ha! .. I did that for about 15 months, the problem is most lenders are pretty tight right now.
(It is nice when you don;t take scoring penalties anymore)
I have a bunch of inquiries becoming un-scoreable from now until the end of the year.
Can actually see light at the end of a very dark tunnel.
@M_Smart007 wrote:I have a bunch of inquiries becoming un-scoreable from now until the end of the year.
Can actually see light at the end of a very dark tunnel.
That's great Smartie, be interesting to see the score change! I lose 7 next month. 17 total in the next 6 months. Yay!!!!! LOL......but I have plenty more where THAT came from! hahahaha!
@Anonymous wrote:Here we are half way through the day of September 1st and no one has joined me
Lol! It's the heat Dinosaur......if I had remembered I'd joined you sooner, promise.
So are those new windows saving you some cold-hard ca$h with cooling?
@GApeachy wrote:
@Anonymous wrote:Here we are half way through the day of September 1st and no one has joined me
Lol! It's the heat Dinosaur......if I had remembered I'd joined you sooner, promise.
So are those new windows saving you some cold-hard ca$h with cooling?
@GApeachy, I bet they are in Winter time
(I think He lives in the Arctic region)