I started the Fitness Challenge at the beginning of the year, and had some downfalls along the way. I decided to get the myfico 3b tracker and take my finances seriously in September. When I pulled my scores, they were Equifax 501, TU 459, EX 447. As of this message today, my scores are 618/641/582. Looking at my report, I realized just how much trouble I had gotten myself into by not paying simple bills on time and letting them go to collections. Some collection amounts were for as small as $82. I also discovered many collections on my reports that were invalid, and once disputed, they were deleted off of my report. I am eagerly awaiting to see what my scores will be once these scores have been deleted.
Happy 2016 to you all and KEEP PUSHING!
Starting Score: 500
I have no idea but I hope it is soon. I am starting a ch13 and would like to start some financial education. My starting scores are ex 568 eq 564 th 554 all fico score 8.
I'm excited to report my progress every month! We need that new thread started! Happy New Year everyone! Let's make it a great and productive year.
@OMW2_HighAcheiver wrote:
I'm excited to report my progress every month! We need that new thread started! Happy New Year everyone! Let's make it a great and productive year.
I apologize for the delay everyone! They're posted and everything is updated now! 
