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Take the myFICO Fitness Challenge 2018!

New Member

Re: Take the myFICO Fitness Challenge 2018!

hello all 

Starting Score: 605
Current Score: 741
Goal Score: 800


Take the myFICO Fitness Challenge
Message 201 of 208
Moderator

Re: Take the myFICO Fitness Challenge 2018!


@Zippyd336 wrote:

hello all 


Hi @Zippyd336, and welcome to myFICO! welcome.gif

 

I've added the 'Fitness Challenge' graphic to your siggy (when your rank is a little higher you'll be able to add/edit HTML yourself).  Smiley Wink

 

--UB

Message 202 of 208
New Member

Re: Take the myFICO Fitness Challenge 2018!

Thanks @UncleB and how can I add my cc in my sig?

 

Starting Score: 605
Current Score: 741
Goal Score: 800


Take the myFICO Fitness Challenge
Message 203 of 208
Highlighted
Moderator

Re: Take the myFICO Fitness Challenge 2018!


@Zippyd336 wrote:

Thanks @UncleB and how can I add my cc in my sig?

 


Once you reach the rank of 'Member' head over to this thread:  http://ficoforums.myfico.com/t5/SmorgasBoard/THIS-IS-HOW-YOU-ADD-CREDIT-CARD-PICS-TO-YOUR-PROFILE/td...

 

You don't have to read it all... just the first few posts, then skip to the end where I've helped several others recently.  Ignore the references to Photobucket... they now charge for hosting.  Many around here are using imgur.

 

It doesn't take long at all to up-rank... the more you participate, the faster you'll reach 'Member'.  Smiley Wink

Message 204 of 208
New Member

Re: Take the myFICO Fitness Challenge 2018!

Hello, 2018 MyFico Challengers!

 

2017…I was lost, kind of stuck in transition. I’m recently retired after 20 years in the Army, didn’t plan financially nearly as I should’ve. Oh well, now moving forward! Its time with the family, college degree and all those things I’ve never got to do with a Beautiful Girlfriend that I have. Did I mention I’m 39 years old?

 

2018 starting Fico 8 scores:
EQ: 685

TU: 683
EX: 691


2018 goals:

Get 750+ across the board
This essentially means increasing all my current scores.

  

Garden and paying down all CC’s for 2018. 

Start Savings Garden -Money for Trip 1 of 1000 with my Woman!

 

Spend time with my Beautiful Woman!

Starting Score: 686 EQ, 683 TU, 691 EX
Current Score: 686 EQ, 683 TU, 691 EX
Goal Score: 750+


Take the myFICO Fitness Challenge
Message 205 of 208
New Member

Re: Take the myFICO Fitness Challenge 2018!

Hello Everyone!

 

This will be my first time Taking the fico fitness challenge, I am new to Credit (8 months) I own a businees to which i just got my first Net 30. I have one retail card (khols) and one missed payment from my second month, this was during a tougher time of the year for my Business so i let it slip my mind easier than i should have. I had a lack of understanding on the extent of effects that would have with new credit (or any credit really) as I have had very little credit scoring education prior to the past few months. This form has been a lifesaver for me and helped me more than I can explain. Since joining I have Sucessfully learned about obtaining Net 30s for my bussiness credit and aquired my first one, Also have a capital one secured personal card  arriving this week to start adding and managing more accounts. I feel i am on a much better track now than before I joined this community so thank you for all of the great information. 

 

Here is my current info and Goal. Do you think Im aiming to high/low for that time frame?

Any steps you think I should take to help this happen are greatly appreciated.

Thanks all, have a good day.

 

Scores Current ( 7-16-18)

Eq - 618

Tu - 630

EX - 615

 

Goal 715 (12/16/18)

 

 

 

Starting Score: 615
Current Score: 630
Goal Score: 725


Take the myFICO Fitness Challenge
Message 206 of 208
Established Member

Re: Take the myFICO Fitness Challenge 2018!

Welcome, welcome! As far as your goals it may be a bit ambitious but anything is possible, given the circumstances.
Message 207 of 208
New Member

Re: Take the myFICO Fitness Challenge 2018!

I started working on improving my credit a couple years ago. I had never really thought much about it until I applied for a loan only to discover my credit score was in the mid 400s. There was a lot of innaccurate and old junk on my credit report. I used Lexington law for about a year, and got my score up to the mid 600s in about 10 months. A few months later, a few more baddies fell off and I was around 720 so I applied and got approved for 3 regular credit cards and 2 store cards. After some foolish useage, my score dropped back down to the low 600's. Now, I've got some balances paid down and the only baddies on my report are a bunch of 120 days late on old student loans. The loans are long since paid, and everything is due to fall off in december and January of 2018-19.

 

My goal is to buy a new car in January 2019, and I will have most of it paid for cash. I want to be a new home owner in 2020.

Starting Score: 641
Current Score: 641
Goal Score: 780


Take the myFICO Fitness Challenge
Message 208 of 208