Take the myFICO Fitness Challenge 2019

[UncleB]

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@Anonymous wrote:

Oh and if someone can message me on how to get the signature thingy to work, showing the scores, and the little acorn, etc I would be most appreciative. 

Thanks in advance! ☀️☔️

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Hi @Anonymous, and welcome to myFICO!

I've added the seedling and 'Fitness Challenge' graphic to your signature.  Once you reach the rank of 'Member' you'll be able to add/edit HTML yourself (it shouldn't be too much longer).

--UB

[Anonymous]

Have been rebuilding for a little over a year, but starting to do better tracking.

Goals for this year:

• Add NFCU to my card mix
• CLI (auto or requested) at least 3 times
• Join the 700 club

[Anonymous]

Count me in!!
My goal is to reach 700 by end of year.

[Anonymous]

@UncleB... thank you.

You are too kind. 

That is too cute! I am starting to feel apart of the community. 🤓

[Clockworkz]

I'm in to try this

[Anonymous]

Good Evening,

I made alot of mistakes young like im sure many here have. I have most of my negative debt paid off, three account left under $2000 to pay off. I have 4 secured cards with $500 or less credit limits that I keep under 2%. I have 49 inquiries over the past 25 months. I was doing very well and finally got to a 633 on Experian. I did a pre qualify on Citi and was offered 4 cards with actual rates and not 1-10 rates. I was unfortunately denied and then went on tilt and put 7 more applications in. I know this was a mistake and I am done for a while. I really want to build a great history and get unsecured cards. I have had a Navy Federal secured card for two years and nothing has changed. I'm sure it will come with more time and patience. I am open minded and willing to take any advice. My wife and I have good income and I have $20,000 in two authorized user account credit cards on my profile reporting for me.

[Anonymous]

Hi! Can you tell me how your credit score increased approx. 200 points in two years? Detailed insight would be super appreciated!

[Anonymous]

My goal is to get my scores up to the 700s and hopefully get a house in 2yrs.

[NuMeNuDay]

I am back again! I started this journey in 2014 and have been able to payoff my credit card debts and then respend TWICE. I  decided I needed to change my mindset completely. My original plan started in January 2017 and was delayed due to a mdical emergency in February 2017.

Currently, my new job working overseas (plus a side hustle or two) will allow me to meet all of my goals and have already started cleaning up my debts. I wanted to finish this journey in 2018 because of a BK that would be removed in January 2019. However, I started in January 2019. 

Goals for 2019:

1. Pay off all credit card debt (Total = $65,005.93)
2. Pay Off my auto loan (Approx. $16,900)
3. Save $10,000 to my House Fund
4. Pay off student loans (Approx. $65,000)
5. Boost credit score to 750+
6. Build my business

Good luck to everyone! 

[Anonymous]

New to my fico score challenge. My main goal is to buy a house here in the near future. Thats the main reason why I decided to join this forum and start looking at my mortgage fico scores.