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Hello all!
I am back after a couple of years of progress and then 2019 has NOT been kind. I am back on my grind and need to figure out after paying 90% of the debt, how to get some of these late payments off and to rebuild back to my goals.
@aquatic1 wrote:Hello all!
I am back after a couple of years of progress and then 2019 has NOT been kind. I am back on my grind and need to figure out after paying 90% of the debt, how to get some of these late payments off and to rebuild back to my goals.
I just saw this. There's an Oct thread too.
Glad you're back, Welcome! Sorry to hear 2019 has not been kind and congrats on busting out 90% of your debt...Awesome! Be sure to post in the "Rebuilding Your Credit" section on those late payments, getting EE advice...lot's of success stories and a lot of peeps willing to advise; the Right Way. GL!
@Anonymous wrote:
I was in Chex system when applied for dcu and got in. I did pay it off but haven't checked my Chex report since
Don't we get one free report a year?
@Anonymous wrote:Ok. the past 3.5 years have been rough. Loss of business, divorce etc... Credit took a huge hit. Been working on it for about a year with no clear direction. Glad to be here and get this ship straight!!
WOW! You sure have taken your share of hits! Your interest in "get this ship straight" is spot on for this Forum. Someone in this forum likely has answers for what ever needs should arise as you work your way back to a credit life. Many of us even came from the cellar with the big BK so your not alone (although it feels like it sometimes). There is a light at the end of the tunnel. Welcome
<img align="left" border="0" width="50" height="50" src="https://ficoforums.myfico.com/html/assets/challenge.png"><font size="1">Starting Score:</font><font size="1"><b> 530</b><br><font size="1">Current Score:</font><b> 768</b><br><font size="1">Goal Score:</font><b> 790</b></font><br><br><font size="1"><a href="https://goo.gl/VdGTKa" target="_blank">Take the myFICO Fitness Challenge</a></font>
@Anonymous wrote:<img align="left" border="0" width="50" height="50" src="https://ficoforums.myfico.com/html/assets/challenge.png"><font size="1">Starting Score:</font><font size="1"><b> 530</b><br><font size="1">Current Score:</font><b> 768</b><br><font size="1">Goal Score:</font><b> 790</b></font><br><br><font size="1"><a href="https://goo.gl/VdGTKa" target="_blank">Take the myFICO Fitness Challenge</a></font>
Hi @Anonymous and welcome to myFICO!
I used the code from your post to add the Fitness Challege info to your signature... once your rank is a little higher you'll be able to add/edit HTML yourself.
Again, welcome!
--UB
The Richardson's Family is ready for the myFico Fitness Challenge {November 2019}
Currently we are looking to build and rebuild credit. Prior to marriage I was forced to file bankruptcy. He never used credit and paid cash for most things. While I am rebuilding credit. He will be establishing credit. Short term goal is be financially sound and well rounded with savings, investments, and credit. Long term goal is to purchase our first home together since getting married. Looking forward to the journey ahead and reading about other's success and challenges.