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Take the myFICO Fitness Challenge 2019

dtk6802
Established Contributor

Re: I'm in! - My 2019 personal finance and fico goals

Walked out of home Depot with a $500 sl. Reconned instant 2000$ not bad. Was supposed to be gardening
Starting score(February 2018)-520Current Score: FICO 8- 748EX, 768TU, 770EQ, Goal Score: 780 by (05/2020)
BUISNESS CREDIT
Citi AAdvantage p.s. 11,000 SL

Amex Hilton-3000
Amex SimplyCash Plus® -1300-
Amex Blue Business Plus Card - 10,000.
Amex green charge card- NPSL

inquiries scoreless. Ex, Tu, Eq=1,1,1
TOTAL PERSONAL CL 100,000+
Amex Green
BJs perks World Mastercard-14,000
HILTON HONORS-2000
Cap1 Venture(Downgraded to V1)-VS-5,500
Sams Club MC 20000
Citi® - AAdvantage® Platinum Select® WEMC-10,500CL, Citi Premier(WMC)(upgraded from rewards+)9750
1st Disco It- 4200 , 2nd Disco it- 5500CL
Dcu-3000-
12/18 Amazon SC- 10,000 cl AND-Walmart SC-7500cl, Home depot- 2000cl-
- Auto loan(80% paid off)
Goal score 800


Message 41 of 223
bornspender
New Visitor

Re: Take the myFICO Fitness Challenge 2019

How do you get the cc images in the signature line; asking for a friend

Starting Score: 612
Current Score: 612
Goal Score: 700


Take the myFICO Fitness Challenge
Message 42 of 223
dtk6802
Established Contributor

Re: Take the myFICO Fitness Challenge 2019

Plus 1
Starting score(February 2018)-520Current Score: FICO 8- 748EX, 768TU, 770EQ, Goal Score: 780 by (05/2020)
BUISNESS CREDIT
Citi AAdvantage p.s. 11,000 SL

Amex Hilton-3000
Amex SimplyCash Plus® -1300-
Amex Blue Business Plus Card - 10,000.
Amex green charge card- NPSL

inquiries scoreless. Ex, Tu, Eq=1,1,1
TOTAL PERSONAL CL 100,000+
Amex Green
BJs perks World Mastercard-14,000
HILTON HONORS-2000
Cap1 Venture(Downgraded to V1)-VS-5,500
Sams Club MC 20000
Citi® - AAdvantage® Platinum Select® WEMC-10,500CL, Citi Premier(WMC)(upgraded from rewards+)9750
1st Disco It- 4200 , 2nd Disco it- 5500CL
Dcu-3000-
12/18 Amazon SC- 10,000 cl AND-Walmart SC-7500cl, Home depot- 2000cl-
- Auto loan(80% paid off)
Goal score 800


Message 43 of 223
javonnj
Valued Member

Re: Take the myFICO Fitness Challenge 2019

I'm taking the challenge again this year. I am really in hopes that this is the year that I finally follow through with everything. I've realized, that it is important to work towards small victories to maintain momentum, rather than be discouraged at setbacks along my journey. 

Starting Score: 500
Current Score: 500
Goal Score: 650


Take the myFICO Fitness Challenge
Message 44 of 223
Crysis
New Contributor

Re: Take the myFICO Fitness Challenge 2019

A little late checking in this month— life has been busy!

I got a 22 pt bump this month. I paid off a big bill and have a few other baddies I’m working on. Onward and upward. Current credit score 489.
In the garden since 06 Nov, 2020. Plan to stay til March/April to get one more card for the AZEO, then garden for at least a year.
New acquisitions
Kohls 0/300 Nov2020
Capital One 25/300 0ct 2020
Message 45 of 223
ArsenalGunner
Regular Contributor

Re: Take the myFICO Fitness Challenge 2019

hmmm, Goal score isn't lining up with the others, any ideas?

Message 46 of 223
Creditrich
New Member

Re: Take the myFICO Fitness Challenge 2019

My main goal for 2019 is to reach a 700 + credit score for all 3 bureaus!
img align="left" border="0" width="50" height="50" src="Caution-https://ficoforums.myfico.com/html/assets/challenge.png Caution-https://ficoforums.myfico.com/html/assets/challenge.png > ">Starting Score: 700
Current Score: 800
Goal Score: 850


Take the myFICO Fitness Challenge
Message 47 of 223
simplegirl
Valued Contributor

Re: Take the myFICO Fitness Challenge 2019

Hello, I’ve joined the challenge , Smiley Happy I want to ease into this by getting my score up to 640 by next year and keep building. Of course making it in the 700 goal in 7 years would be awesome because I want to buy a home. I have 8 collections I will have paid in 3 months.

Paying all off in 3 months 

  1. Capital One C.O. $444 
  2. Discover C.O. $1165
  3. Wells Fargo C.O. $92
  4. Portfolio Recovery $1688 settling for $1350
  5. Midland Funding $776 settling for $465
  6. Speedy Cash $942
  7. Verizon Wireless $1086 settling for $653
  8. Conns $2166 settling for $1736

I was approved for amazon secured card, applying for citi secured card & opensky. I already have 5 installment loans (student loans) paying as agreed. So I am definitely excited for this journey. My scores are 503 Equifax 511 TransUnion 507 Experian.

 








Starting Score: 494 503 521
Current Score: 503 507 507 2/19
Goal Score: 680


Take the myFICO Fitness Challenge





Goals:

Get First Home in Summer 2025
Message 48 of 223
Seraphine
Valued Member

Re: Take the myFICO Fitness Challenge 2019

New member here. I am at FICO 730 at the moment. I am hoping 775 by the end of the year and hopefully to graduate to my first premium card.





Credit Age:2yr+
Message 49 of 223
Supercornfish
New Member

Re: Take the myFICO Fitness Challenge 2019

Hey guys! New here. Still trying to figure everything out lol. I started rebuilding my credit about 3 months ago. I wasn’t the best with my credit for most of my adult life but I’m getting it under control now. I’m trying to rebuild my credit and buy a new truck beginning of next year
Starting Score: EQ 603 - TU 604 - EX 596 Feb 2019
Current Score: EQ 603 - TU 604 - EX 596
Goal Score: 670


Take the myFICO Fitness Challenge
Message 50 of 223
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