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Take the myFICO Fitness Challenge 2019

Valued Member

Re: I'm in! - My 2019 personal finance and fico goals

Walked out of home Depot with a $500 sl. Reconned instant 2000$ not bad. Was supposed to be gardening
Starting Score: 520(February/18) all 3
Current Score: 695 ex 698 tu, 690eq all fico
Goal Score: 750



Cap1 platinum- 500, 3/18
Cap1 qs-500-6/18
Disco- 2000-5/18
Dcu-3000-6/18
Amazon-500-12/18
Walmart-200 12/18, Home depot- 2000 2/19
Loans paid closed 1 auto 6/18
1 personal 12/18( closed)
Active loans-
Refi -dcu2.74 Auto 6/18
Personal dcu-1/19
Message 41 of 50
New Visitor

Re: Take the myFICO Fitness Challenge 2019

How do you get the cc images in the signature line; asking for a friend

Starting Score: 612
Current Score: 612
Goal Score: 700


Take the myFICO Fitness Challenge
Message 42 of 50
Valued Member

Re: Take the myFICO Fitness Challenge 2019

Plus 1
Starting Score: 520(February/18) all 3
Current Score: 695 ex 698 tu, 690eq all fico
Goal Score: 750



Cap1 platinum- 500, 3/18
Cap1 qs-500-6/18
Disco- 2000-5/18
Dcu-3000-6/18
Amazon-500-12/18
Walmart-200 12/18, Home depot- 2000 2/19
Loans paid closed 1 auto 6/18
1 personal 12/18( closed)
Active loans-
Refi -dcu2.74 Auto 6/18
Personal dcu-1/19
Message 43 of 50
Valued Member

Re: Take the myFICO Fitness Challenge 2019

I'm taking the challenge again this year. I am really in hopes that this is the year that I finally follow through with everything. I've realized, that it is important to work towards small victories to maintain momentum, rather than be discouraged at setbacks along my journey. 

Starting Score: 500
Current Score: 500
Goal Score: 650


Take the myFICO Fitness Challenge
Message 44 of 50
Established Member

Re: Take the myFICO Fitness Challenge 2019

A little late checking in this month— life has been busy!

I got a 22 pt bump this month. I paid off a big bill and have a few other baddies I’m working on. Onward and upward. Current credit score 489.
Message 45 of 50
New Contributor

Re: Take the myFICO Fitness Challenge 2019

hmmm, Goal score isn't lining up with the others, any ideas?


Starting Score: EQ 627 - TU 649 - EX 628
Current Score: EQ 630 - TU 649 - EX 628
Goal Score: EQ 677 - TU 699 - EX 678

Message 46 of 50
New Member

Re: Take the myFICO Fitness Challenge 2019

My main goal for 2019 is to reach a 700 + credit score for all 3 bureaus!
https://ficoforums.myfico.com/html/assets/challenge.png

02/2019
TU-597
EQ-639
Message 47 of 50
Contributor

Re: Take the myFICO Fitness Challenge 2019

Hello, I’ve joined the challenge , Smiley Happy I want to ease into this by getting my score up to 640 by next year and keep building. Of course making it in the 700 goal in 7 years would be awesome because I want to buy a home. I have 8 collections I will have paid in 3 months.

Paying all off in 3 months 

  1. Capital One C.O. $444 
  2. Discover C.O. $1165
  3. Wells Fargo C.O. $92
  4. Portfolio Recovery $1688 settling for $1350
  5. Midland Funding $776 settling for $465
  6. Speedy Cash $942
  7. Verizon Wireless $1086 settling for $653
  8. Conns $2166 settling for $1736

I was approved for amazon secured card, applying for citi secured card & opensky. I already have 5 installment loans (student loans) paying as agreed. So I am definitely excited for this journey. My scores are 503 Equifax 511 TransUnion 507 Experian.

 






Starting Score: 494 503 521
Current Score: 503 507 507 2/19
Goal Score: 680


Take the myFICO Fitness Challenge




Message 48 of 50
New Member

Re: Take the myFICO Fitness Challenge 2019

New member here. I am at FICO 730 at the moment. I am hoping 775 by the end of the year and hopefully to graduate to my first premium card.

Message 49 of 50
New Member

Re: Take the myFICO Fitness Challenge 2019

Hey guys! New here. Still trying to figure everything out lol. I started rebuilding my credit about 3 months ago. I wasn’t the best with my credit for most of my adult life but I’m getting it under control now. I’m trying to rebuild my credit and buy a new truck beginning of next year
Starting Score: EQ 603 - TU 604 - EX 596 Feb 2019
Current Score: EQ 603 - TU 604 - EX 596
Goal Score: 670


Take the myFICO Fitness Challenge
Message 50 of 50